PRIVACY POLICY of                                      McDAVID & COMPANY      Once a year, the law requires us to disclose our Privacy Policy to you - just as it requires banks, brokerage houses, and other financial institutions to do the same.  We hope that by taking a few moments to read this policy, you will have a better understanding of how we strive to protect the information you entrust to us.   Types of Information We Collect   We collect certain personal information about you - but only when it is provided by you or is obtained with your permission.   Parties to Whom We Disclose Information   As a general rule, we do not disclose nonpublic personal information about our clients or former clients to anyone.  However, to the extent permitted by law and any applicable state Code of Professional Conduct, certain nonpublic information about you may be disclosed to comply with a validly issued and enforceable subpoena or summons, or to allow us to render appropriate services to you.   Confidentiality and Security of Your Personal Information   Except as otherwise described in this notice, we restrict access to nonpublic personal information about you to employees of our firm and other parties who must use that information to provide services to you.  We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your personal information from unauthorized access, alteration, or premature destruction.   Thank you for allowing us to serve your accounting, tax, and financial planning needs.  We value your business and are committed to protecting your privacy.  We hope you view our firm as your most trusted advisor and we will work to continue earning your trust.  Please call us if you have any questions or if we can be of further service.